Connect Fall 2018 | Page 21

PROFILE Discover how Richard Mines channeled his creative energy into building one of the most prominent office furnishings companies in the nation. REAL ESTATE FINANCING partner. Mines credits Sterling National Bank’s President of the Capital Finance Division Michael Haddad with helping him connect the dots along the way. “A lot of people make promises, but Michael Haddad actually delivered.” He continued, “Through his implementation of new processes and technologies, there’s been an increased sense of consistency and trust.” No Regrets Mines is pleased about the detours his life has taken since leaving the recording studio for the board room. He has two sons in college, and he recently enjoyed a two-week African safari to celebrate his 25th wedding anniversary. When he’s not at work, he swims, bikes, plays squash, hikes, and enjoys being outdoors at his country house in the Berkshires. At the office, he’s a manager, business owner, problem solver, and motivator. And, always, Mines is in a constant state of reinvention, keeping his eye on the next venture. “Even in the deep dark of the night, when I’m still a little upset that I’m not a rock- n-roll star, I realize that I actually do have a rich and creative life.” Ready to finance your next venture? Contact your Sterling National Bank Relationship Manager today at (855) 876-8940. If you’re considering expanding your business or transferring an online shop to a brick-and-mortar space, a commercial real estate (CRE) loan may be just what you need. Any income-producing property, like a shop or a suite in an office building, is considered CRE. CRE financing can help cover a number of aspects of CRE, like… Î Î PURCHASING. Finding the perfect property is tough enough—CRE financing can make sure you’re ready to purchase it once you find it. Î Î CONSTRUCTION. The right property doesn’t necessarily mean the right building. CRE financing can allow you to custom-build exactly what you need. Î Î DEVELOPMENT. Does your property or building need a little extra work? CRE financing will let you renovate or even re-lease your property, depending on what’s right for your business. Sterling National Bank provides real estate financing, flexible loan- to-value ratios, and your choice of biweekly or monthly payment plans. To get started with purchasing the property your business needs to thrive, contact your Relationship Manager today at (855) 876-8940. “Even in the deep dark of the night, when I’m still a little upset that I’m not a rock-n-roll star, I realize that I actually do have a rich and creative life.” Considering refinancing your commercial mortgage? To read an ONLINE EXCLUSIVE article about the factors you need to consider, visit connect.snb.com/ when-to-refinance. RANKED ONE OF FORBES' BEST BANKS OF 2018 // CONNECT INNOVATION FALL 2018 // SNB.COM 21