Connect Fall 2018 | Page 13

DISCUSSION Compliance is one of the biggest challenges facing C-level executives. You’re not alone. Read on to learn more about the costs and complications of compliance. Î Î legal and regulatory fees Î Î poor reputation Î Î lost business Î Î technology and services to recover from non-compliance or data breach Î Î reparation to customers Beyond Finance, Common Industries Facing Compliance: 43% THE COSTS OF NON-COMPLIANCE BIG DATA Is a Big Risk 43% of companies that suffered a major loss from a breach had to close their doors immediately Time for Innovation � Automotive � Education � Electronics � Food � Healthcare � Pharmaceutical � Medical � Utilities Growing investment + increased expectations requires innovation to leverage the big spend How does your business assess the culture of Ethics & Compliance ? 18% of businesses are not currently assessing ethics and compliance 34% conduct a stand-alone culture or “ethical climate” assessment or survey 37% include ethics and compliance as part of a broader annual survey administered by HR or another department A data breach that ranges from 1 million to 50 million records lost that cost between $40 million and $350 million Healthcare The industry with the reported highest cost of data breaches, costing $408 per lost or stolen record use information reported through whistle- blower hotlines, internal reporting channels, and/or exit interviews to assess the culture 14% A look into data breaches says MEGABREACH 57% conduct employee focus groups is a top threat. $3.86M the average cost of a data breach globally 3 4 OUT OF 66 the average time to detect and contain DAYS a megabreach Trust Matters. Consumers say they will not do business with companies they don’t trust to protect their data Trying to get creative in addressing your business challenges? Sterling National Bank offers a full range of financial products and services that can help you get there. Reach out to your Relationship Manager or call (855) 876-8940. RANKED ONE OF FORBES' BEST BANKS OF 2018 // CONNECT INNOVATION FALL 2018 // SNB.COM 13