Confero Spring 2014: Issue 6 | Página 3

Features Spring Issue 2014 • Issue no. 6 10 16 20 MERELY FIDUCIARY FAIRNESS FOR DEFINED CONTRIBUTION FEES UNDERSTANDING STEWARDSHIP In this article, Don Trone discusses the “Merely Fiduciary” standard of care and how one needs to stop wanting to be viewed as a fiduciary and begin to start wanting to be viewed as a leaders. Plan fiduciaries have already adopted a deep responsibility, whether they fully understand it or not. Understanding investments is a good first step to becoming a fiduciary. However, investments are the easy part. It is the other parts – the legal and ethical aspects to being a fiduciary – which are more difficult to manage. 22 THE GOVERNMENT’S ROLE IN THE PENSION SYSTEM: WHO IS IT HELPING? In the context of the US pension plan system, what started out as a framework for the provision and funding of retirement benefits, has evolved most recently into a pattern of government assistance – but to what end? Is it intended to benefit the employees, the plan sponsors or the government itself? 10 www.conferomag.com | 1