Confero Fall 2014: Issue 8 | Page 9

OUR BEST ADVICE
TO EMPLOYEES?
ASK FOR ADVICE.

At TIAA-CREF, our top priority is helping employees
pursue higher income replacement rates in
retirement. We do that with one-on-one financial
advice in person and online, at no extra charge.1
In a study, 68% 2 of participants we advised took
action to improve their retirement readiness.

Learn how we do it in
just 2 clicks at TIAA.org

Restrictions apply. Must be enrolled in a TIAA-CREF retirement plan to be eligible. 2 Source:
TIAA-CREF Outcomes Chart Report 2011-2012. 3 The Lipper Award is given to the group with
the lowest average decile ranking of three years’ Consistent Return for eligible funds over the
three-year period ended 11/30/12 and 11/30/13, respectively. TIAA-CREF was ranked against
36 fund companies in 2012 and 48 fund companies in 2013 with at least five equity, five bond,
or three mixed-asset portfolios. Past performance does not guarantee future results. For current
performance and rankings, visit the Research and Performance section on tiaa-cref.org.
TIAA-CREF Individual & Institutional Services, LLC, and Teachers Personal Investors Services Inc.
C17458 ©2014 Teachers Insurance and Annuity Association of America – College Retirement
Equities Fund (TIAA-CREF), 730 Third Avenue, New York, NY, 10017.
1

BEST OVERALL LARGE FUND COMPANY 3
The Lipper Awards are based on a review
of 36 companies’ 2012 and 48 companies’
2013 risk-adjusted performance.

Consider investment objectives, risks, charges and expenses carefully
before investing. Go to tiaa-cref.org for product and fund prospectuses
that contain this and other information. Read carefully before investing.
TIAA-CREF funds are subject to market and other risk factors.