Comstock's magazine 0419 - April 2019 | Page 57

do County before moving to Natomas Charter School four years ago. She says the daily 45-minute commute each way was worth it. “I’ve never had a principal as good as I’ve had at Leading Edge,” she says, adding that she is given au- tonomy to develop her own curriculum. “But I’m also supported incredibly well with focused professional development and time.” Ultimately, it’s the freedom for flex- ibility and innovation that supporters point to as the upsides of charter schools — something appreciated by teachers, parents and students. As reforms likely proceed under the new administration, Petersen and others within the move- ment don’t want lawmakers to lose sight of what proponents say charters provide children. For example, she says Gate- way serves at-risk teenagers who may be credit deficient, pregnant or adjudicated and who don’t do well in the traditional setting. “Charters are not an attempt to harm the traditional system,” she says. “They are the greatest attempt to serve those who have the most need and are not being met.” Many of those who want reform want it done in a way that continues to allow charters to deploy unique teach- ing methodology, like Natomas Char- ter’s Leading Edge Academy, and free- dom from some bureaucracy — but not at the expense of transparency. “I think it’s time for us to come together and realize there are some things we can easily resolve that will cut down on the abuses,” Garbolino-Mojica says. “When you cut down on the abuses, at the end of the day, you’re making good deci- sions for kids. And at the end of the day, everybody wants to have a high-quality education for their child, and I think we can do that through a combination of high-quality traditional schools and high-quality charters.” n Sena Christian is the managing editor for Comstock’s. On Twitter @SenaC- Christian or www.senachristian.com. *The initial Annual Percentage Rate (APR) is currently 4.50% for a new Home Equity Line of Credit (HELOC), and is fixed for the first 5 years of the loan which is called the draw period. After the initial 5 year period, the APR can change once based on the value of an Index and Margin. The Index is the weekly average yield on U.S. Treasury Securities adjusted to a constant maturity of 10 years and the margin is 3.50%. The current APR for the repayment period is 6.25%. The maximum APR that can apply any time during your HELOC is 10%. A qualifying transaction consists of the following conditions: (1) the initial APR assumes a maximum HELOC of $150,000, and a total maximum Loan-to-Value (LTV) of 70% including the new HELOC and any existing 1st Deed of Trust loan on your residence; (2) your residence securing the HELOC must be a single-family home that you occupy as your primary residence; (3) if the 1st Deed of Trust loan is with a lender other than El Dorado Savings Bank, that loan may not exceed $200,000 and may not be a revolving line of credit. Additional property restrictions and requirements apply. All loans are subject to a current appraisal. Property insurance is required and flood insurance may be required. Rates, APR, terms and conditions are subject to change without notice. Other conditions apply. A $475 early closure fee will be assessed if the line of credit is closed within three years from the date of opening. An annual fee of $75 will be assessed on the first anniversary of the HELOC and annually thereafter during the draw period. Ask for a copy of our “Fixed Rate Home Equity Line of Credit Disclosure Notice” for additional important information. Other HELOC loans are available under different terms. SACRAMENTO PHILHARMONIC & OPERA Tickets start at just $18* ORDER NOW! 916-476-5975 SacPhilOpera.org Tickets start at just $15* SEMI-STAGED OPERA IN CONCERT Saturday, April 13 • 8PM Sacramento Community Center Theater Michael Christie, conductor VERDI Rigoletto A lecherous duke who lives to take his pleasure. His twisted court jester who lives to take his revenge. Be there for the intrigue of Verdi’s Rigoletto. Saturday, April 27 • 8PM Sacramento Community Center Theater Stuart Chafetz, conductor The music of John Williams has transported us beyond our imagination. To new worlds. Through heart-pounding adventures. Don’t miss the thrilling music from the Star Wars series. *Sacramento Community Center Theater facility fees - $3 per ticket April 2019 | comstocksmag.com Comstock Spring Finale Ad.indd 1 57 3/7/19 10:17 AM