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UPDATES RISKCLARITY SURVEY In our effort to promote a culture on integrity, Compliance Organization in collaboration with our external compliance partners, during May-June 2015 sent out our second RiskClarity Survey to all our employees in order to measure our progress for building a stronger ethical business culture. Around 40% of all employees worldwide participated in the survey which provides an overview with its results focused on:  Integrity score (calculated by aggregating measures on 10 integrity areas).  Observance of misconduct and related reporting rate. Pakistan result shows that employees observing misconduct are not reporting it, due to fear of retaliation, to avoid getting into trouble, protecting another employee or lack of trust. COMPLIANCEOPEDIA For Pakistan, employee’s participation in Survey was 64% for 2015. Page 6/10