community
Magazine Committee editor’ s note
Tonya Tremitiere Editor-in-Chief Atlas Insurance Agency
Nicole Price, Esq. Board Liaison Icard, Merrill, Cullis, Timm, Furen & Ginsburg, P. A.
Tomi Andrews Centennial Bank
Mary Hawk, Esq. Becker
Matt Kuisle Reserve Advisors
Dee Smith NaturZone Pest Control
The benefits and joy of living in a community As the year draws to a close and holiday lights begin to sparkle across our neighborhoods, it’ s a wonderful time to pause and reflect on what makes community living so meaningful. Beyond the shared amenities and association meetings, it’ s the everyday connections, the waves at the mailbox, the teamwork after a storm, and the laughter at seasonal gatherings that make our communities truly shine.
In this issue, we celebrate those connections and the value of working together. A couple of brief testimonials capture the heart of association life, complemented by encouraging findings that show most Floridians are proud of where they live and recognize the important role associations play in keeping communities vibrant and well cared for.
We also take a look ahead to the upcoming legislative session in Tallahassee, where discussions are underway about the future of homeowners associations in Florida, including proposals that could dramatically reshape how communities operate across the state. Alongside this important topic, we share practical insights on how associations can find financial advantages through bulking services, examine the current state of Florida’ s property insurance market, and explore ways to simplify and safeguard payments for residents. Together, these articles offer valuable perspectives as we prepare for the year ahead.
As you wrap up the year, may these stories remind you of the c onnection, collaboration, and shared purpose that make community living truly rewarding.
From all of us on the CAI Magazine Committee, wishing you peace, joy, and the happiest of holidays.
Tonya
Tonya Tremitiere Editor, CAI West Florida Chapter Magazine
WWW. CAIWESTFLORIDA. ORg community • December 2025 5