Community Life April/May 2024 | Page 26

Buying rural or urban ? Know the differences

The decision to move is a very personal choice that is typically reached after considering a number of variables . Career opportunities , a better climate , superior schools , or a desire to be closer to family compel millions of people to move each year , and those factors underscore how unique each individual move can be .
Steinway Moving & Storage contends that the average American moves 11.7 times , while the Canadian Association of Movers says Canadians move an average of five to six times . No move is a small undertaking , and when such a move involves relocating to an entirely new setting , there are some things buyers should know . Here are some differences between purchasing a home in a rural or urban location .
Urban
A vibrant lifestyle and proximity to employment draws many people to urban living . Home prices tend to be higher in cities than in other areas , and the cost of living in urban areas tends to be more expensive due to the conveniences associated with city life . Buyers may expect to pay more for contractors , food and transportation . Property taxes are another consideration for urban buyers . Taxes tend to be higher in urban neighborhoods than rural locales .
Proximity to nightlife and restaurants attracts many people to live in cities . Urban buyers need to expect more congestion in cities than in rural areas . Having a car in the city may be a luxury instead of a necessity . In fact , many urban dwellers opt for public transportation rather than paying for parking or trying to find spots . Noise may be another thing to think about . More people living closer together brings more noise and artificial light . Nature lovers may have to sacrifice proximity to wildlife and access to star-filled skies if they choose to live in cities .
Rural
Being able to spread out and enjoy private property is a major advantage of living in the country . Rural living comes with much larger home footprints at more affordable prices .
The Real Estate Council of Ontario says that potential buyers will need to account for distance to jobs and stores when opting to live in rural areas . Commute times can eat into fuel budgets . Those who work from home may need to investigate if there is reliable internet service where a home is located , as some rural locales still have spotty mobile service and internet coverage .
Additional things to think about involve the maintenance on the home and utilities . Some rural homes are not connected to municipal water systems . That requires usage of well water and having to do one ’ s own water testing . It ’ s also key to have a septic system tested to ensure it is in good working order . Rural residents may need to grow accustomed to slower repair times should electricity go out , so a backup generator might be necessary . Also , snow removal may fall on the homeowner , so buyers should look closely at driveway size and road access before buying .
Nature and vast starry skies draw
some to live in rural areas . Sitting outdoors enjoying the sounds and smells of nature can be intoxicating . But homeowners must consider that insects and animals may be frequent companions in these areas . Those accustomed to urban living may be unacquainted with animals living so close to their homes .
Both rural and urban areas can be great places to live . Individuals should consider the pros and cons of each before buying a new home .
26 Community Life