Community Education - current class catalogs Adult classes and activities - Winter 2017-18 | Page 7

money NEW | Entrepreneurship Home Buying Today Find out what it takes to start a new business. Discover the capacity and willingness it takes to develop, organize and manage a business venture, along with any risks, in order to make a profit. Instructor is a certified counselor and past chairman of SCORE, a non-profit association dedicated to helping small businesses. Class fee: $19. w Jan 30 | 6 - 8 pm | 1 Session T | Staff Dev Ctr | AL077-2F13-W1 | Harris Discover the art of negotiating in a seller’s market. Home buying has changed, but it is still possible to get great deals on first-time home buyer rates – even if you have had a foreclosure or short sale. Learn to avoid mistakes, understand financing and explore your options. Discuss negotiating in a seller’s market, closing costs, myths about foreclosures and bank sales, the new home buyer’s savings account and get step-by-step tips to benefit your dream of home ownership. Class fee: $29 one; $49 two. NEW | Estate Planning for Second Marriages w Mar 19 | 6:30 - 8:30 pm | 1 Session M | Oak View MS | AL077-2C16-W1 | Kaas Are you in a second marriage? Do you have children from a previous marriage or relationship? Do you have a complicated family situation? With a second marriage or complicated family situation, putting documents in place to correctly reflect your wishes is even more important. Discuss the basics of estate planning and where some of those plans fall short for people in a second marriage. Instructor is a licensed attorney with a background in estate planning, probate, and business law. Class fee: $29. w Feb 1 | 6:30 - 8:30 pm | 1 Session Th | Staff Dev Ctr | AL077-2C12-W1 | Helseth A thorough investment strategy can help you meet your short- term, mid-term, and long-term financial goals. Identify your financial goals and time horizons, while taking into account your risk tolerance. Discover investment fundamentals, the difference between stocks and bonds, and the importance of asset allocation. Class fee: $19. w Jan 16 | 6:30 - 7:30 pm | 1 Session T | Northdale MS | AL077-2C14-W1 | Schwartz NEW | Keeping the Business in the Family NEW | Gifting 101 Before making a gift—whether it’s a small gift for a grandchild or a large contribution to a charity—do you stop to consider the pros and cons? Are you aware of different ways you could gift asset s or potential tax consequences of gifting? Have you coordinated your gifting habits with your estate planning documents? Come with questions about gifting and learn the basics from an experienced estate planning attorney and frequent presenter, Susan Peterson. Class fee: $29. w Feb 26 | 6:30 - 8:30 pm | 1 Session M | Staff Dev Ctr | AL077-2C02-W1 | Peterson Do you own a business? If so, what would happen to your business if you became incapacitated or passed away? Discuss common issues faced by business owners with respect to incapacity, death, and business succession planning. Dive into several different documents and options available to business owners to ensure a smooth transition, reduce or eliminate taxes, and keep the business or proceeds from the sale in the family. Instructor is a licensed attorney, with a background in business law, estate planning, and probate. Class fee: $29. w Jan 25 | 6:30 - 8:30 pm | 1 Session Th | Staff Dev Ctr | AL077-2C07-W1 | Helseth Health Care Directive and Power of Attorney If you become incapacitated, who will carry out your wishes regarding your health care and personal financial affairs? By having a plan, you get to make your own choices. Learn about and draft a Health Care Directive and a Power of Attorney. Participants should be comfortable using a computer, as work will be completed in a computer lab. Some prep work required; packet sent one week prior to class. Instructor is an experienced estate planning, probate and business law attorney. Class fee: $55 one; $99 two. w Jan 11 | 6:30 - 8:30 pm | 1 Session Th | Staff Dev Ctr | AL077-2C06-W1 | Helseth NEW | Investment Basics NEW | Marketing Your Photography Have you ever wondered if your photography hobby could be supported financially by your very own photographs? Minnesota Photographer, Doug Ohman, will share his personal story on how he turned his love of photography into a full-time business. Doug will share many of the sales and marketing strategies that helped him become a published author and contributor for books, magazines and calendars. Come with all of your questions! Class fee: $45. w Feb 8 | 6 - 8:30 pm | 1 Session Th | Staff Dev Ctr | AL077-2F12-W1 | Ohman www.discovercommunityed.com | 763-506-5766 | 2018 WINTER 7