Finance
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Money With Extreme Couponing
Learn how to save money every day with extreme couponing. Coupons are not just for groceries. The savings can add up to hundreds or even thousands of dollars every year! This comprehensive workshop will teach you:
• where to find all different types of coupons, even for high ticket items
• how to find the best coupon apps and websites
• how to match coupons with sales for maximum savings
This workshop is taught by someone who has used many couponing secrets to save thousands. Informative handouts for future use are included in class fee. ◗ Oct 26 | M | 5-6 pm 1 Session | Fee: $ 29 | Online AL-B323-F1 | Krusemark 1
Will Taxes Affect Your Retirement?
It is critical to have a solid understanding of the tax status of investments to make informed decisions and avoid paying more than your fair share. Learn how future tax changes may create the potential for higher taxes, ways to create tax-free retirement income, how social security is taxed and how to work efficiently within current tax brackets. ◗ Oct 27 | T | 6:30-7:30 pm 1 Session | Fee: $ 19 | Staff Dev Ctr AL-B332-F1 | Schwartz
◗ Dec 10 | Th | 10-11 am 1 Session | Fee: $ 19 | Sandburg HS AL-B332-F2 | Schwartz ƒ
NEW | Nursing Home Care: What Families Need to Know
When someone you love is living in a nursing home or preparing to move into one, it can be hard to know what quality care should look like. This supportive class helps families understand common signs of good care, warning signs of safety concerns, and practical steps for asking questions, documenting concerns, and reporting issues when needed. Participants will leave with clearer expectations, helpful language for communicating with care staff, and tools to better advocate for their loved one with confidence and care. ◗ Nov 5 | Th | 6:30-7:30 pm 1 Session | Fee: $ 25 | Staff Dev Ctr AL-B350-F1 | Nachtman
Start Your Own Online Business
Looking for ways to make money online? Turn your ideas or homemade products into income by starting an online business. You will learn how to:
• find a gap in a niche market and fill it
• build your own website, and market your business effectively( including SEO) so potential customers will find you
• take care of business forms and taxes
• create multiple sources of income( including Affiliate commissions)
You’ ll also get info about the 25 most popular online businesses to start. The instructor, LeeAnne, current author / editor, and a nationwide professor of publishing at higher learning institutions, including Harvard Adult Education. Informative handouts for future use are included in class fee. ◗ Oct 24 | Sa | 1-3 pm 1 Session | Fee: $ 39 | Online AL-B314-F1 | Krusemark 1
Retirement Income Planning
Whether you plan to stop work all at once, or ease into retirement by working part-time, at some point you will need to arrange for multiple sources of income to replace your paycheck. What do you need to think about as you transition from work life to retired life? Where will your income come from? How can you make it last? In this workshop you will learn:
• Why you need a retirement income plan
• 6 questions to ask before you retire
• How to determine how much income you will need in retirement
• The 4 primary sources of retirement income
• 4 popular withdrawal strategies and the pros and cons of each
• How retirement income is taxed
• 5 tax planning strategies in retirement
• A retirement income action plan
◗ Nov 17 | T | 6:30-8:30 pm 1 Session | Fee: $ 25 | Staff Dev Ctr AL-B342-F1 | Davis
Understanding Estate Planning & Trusts
If you own a business; have real estate( cabin, condo, farmland, or timeshare) in another state; have minor children; or want to avoid probate or protect assets for future generations, a trust may be a great estate planning tool for you. Several types of trusts will be discussed, including revocable living trusts, irrevocable trusts, and support trusts for children / grandchildren. Learn how trusts can protect assets from irresponsible family members, avoid probate, reduce estate taxes and protect assets from creditors. Question and answer time included. Instructor is an experienced estate planning, probate and elder law attorney. ◗ Sep 29 | T | 6:30-8:30 pm 1 Session | Fee: $ 35 | Staff Dev Ctr AL-B330-F1 | Bolt Law Firm
Savvy Social Security Planning for Couples
The decisions couples make now can have a tremendous impact on the total amount of benefits they stand to receive over their lifetime. Identify factors that can help you get more out of the Social Security system. To help baby boomers better understand the Social Security system, this workshop will cover:
• Factors to consider when deciding when to apply for benefits
• When it makes sense to delay benefits- and when it does not
• Why you should always check your earnings record for accuracy
• How to estimate your benefits
• How to coordinate benefits with your spouse
• How to minimize taxes on Social Security benefits
• How to coordinate Social Security with your other sources of retirement income
◗ Oct 8 | Th | 6:30-8:30 pm 1 Session | Fee: $ 25 | Staff Dev Ctr AL-B328-F1 | Davis
You’ ve Been Appointed an Executor or Trustee, Now What?
Before helping an elderly loved one with financial or legal affairs, it is crucial to understand your responsibilities so that you are able to protect your loved one and yourself. An experienced estate and elder law attorney will share the information you need to know so you understand the parameters of the law and are able to successfully serve as a personal representative, trustee or attorneyin-fact. Hear what it means to be a fiduciary, how to sign legal documents in ways that will protect you from liability and how to deal with family members and institutions. ◗ Oct 1 | Th | 6:30-8 pm 1 Session | Fee: $ 29 | Staff Dev Ctr AL-B336-F1 | Peterson-Lerdahl
◗ Nov 12 | Th | 6:30-8 pm 1 Session | Fee: $ 29 | Staff Dev Ctr AL-B336-F2 | Peterson-Lerdahl
www. discovercommunityed. com | 763-506-5766 | FALL 2026 15