Finance
NEW | First Time & First Gen Homeowners: Funding Essentials
Being a first-time homeowner doesn’ t have to be scary. With some solid understanding and a plan, you can buy your first home with confidence. Come learn how mortgages work, what is available for first-time homebuyers, how to position your finances and how to start house hunting. Homeownership might be more possible than you think. Bring your questions for personalized answers. Instructors include a mortgage loan officer and real estate advisor with 35 years of combined experience.
◗ Oct 22 | W | 6:30-8:30 pm 1 Session | Fee: $ 35 | Staff Dev Ctr AL-B307-F1 | Kaas
How
to Start Any Home Business
Tired of working for someone else? Do you need to make more money? Turn your talents and hobbies into profits by starting a home business. Taught by a Chamber of Commerce Past President and award winning business owner, this is probably the most comprehensive business start up workshop you will ever find. You will discover:
• more than 250 legitimate home business ideas
• mandatory legal documentation
• many ways to market your product / service
• how to take tax deductions( this workshop included!)
Informative handouts for future use are included in class fee.
◗ Oct 4 | Sa | 2-4 pm 1 Session | Fee: $ 39 | Online AL-B315-F1 | Krusemark 1
NEW | College Planning Strategies
College-bound students and their families will learn the value of college and having a plan, the basics of financial aid and tips to lower the cost of college.
◗ Oct 14 | T | 6:30-7:30 pm 1 Session | Fee: $ 19 | Staff Dev Ctr AL-B302-F1 | Schwartz
How to Travel Free & Make Money Traveling
We’ re back to our travels! Everything is getting more expensive, so how do we make our travel free? Learn how to find the deep travel discounts motivating us to see the world. If you are retired, changing careers, a student, or someone who likes the idea of making additional income to support your travel dream, this class is for you. World traveler Gina Henry shows you how she has traveled for free to 100 countries and all 50 states. Plus learn important tips on travel safety, trip insurance, affordable retirement opportunities & other inspirational life enhancing strategies. Earn free airline tickets, hotel nights, tours, cruises & more! Volunteer, fun work-vacations, paid travel, teach English, mystery shopping, importing, drop shipping & remote employment opportunities. Class fee includes 100-page digital book( a value of $ 39.95).
◗ Oct 4 | Sa | 11 am-2 pm 1 Session | Fee: $ 49 | Online AL-B316-F1 | Henry 1
NEW | How to Win at Investment Properties
Real estate investing is a great plan for building wealth or retirement savings, but strategy is everything. Whether you are interested in rentals, flips or airbnb, developing a plan is essential to success. Learn from experienced investors about financing, getting started, pitfalls to avoid, market strategies and if investing in real estate is right for you. Bring your questions.
◗ Oct 13 | M | 6:30-8:30 pm 1 Session | Fee: $ 35 | Staff Dev Ctr AL-B339-F1 | Kaas
Medicare Basics Parts A-D
Will you be getting Medicare coverage within the next year? Find out how to enroll, how much Medicare costs, what it covers, and what type of extra coverage you may need.
◗ Oct 9 | Th | 6-7:30 pm 1 Session | Fee: $ 25 | Staff Dev Ctr AL-B319-F1 | Pfiefer
◗ Dec 10 | W | 9-10:30 am 1 Session | Fee: $ 25 | Sandburg HS AL-B319-F2 | Pfiefer ƒ
Preplanning for the Inevitable
Learn why pre-planning your death is important, how it avoids unnecessary stress and confusion, and saves money during a traumatic time. Learn how to choose providers and understand important details to think about and things to consider in helping to navigate the inevitable.
◗ Nov 3 | M | 6:30-8 pm 1 Session | Fee: $ 19 | Staff Dev Ctr AL-B338-F1 | Moriarty
Mystery Shopping: Get Paid to Shop
Do you like to shop? You can get paid to shop at almost every local store in your area, plus there are many online shopping assignments you can do from home. Mystery shop on vacation all across the USA and in over 70 countries worldwide- FREE hotels, restaurant meals, car rentals, sightseeing tours, etc. Mystery shopping has become the most costefficient way for stores & businesses to know their customers and stay in business, especially during these challenging economic times. Learn how to avoid scam companies and work for the best mystery shopping companies that pay the most. Get the names & contact information for the TOP 100 MYSTERY SHOPPING COMPANIES including addresses, websites, and phone numbers to make all these ideas practical. We review actual mystery shopping assignments so you know exactly what to do, including the paperwork. Get paid or keep the items you buy on assignment. A FREE dinner for two at a nice restaurant, a FREE hotel night, a FREE tank of gas, FREE groceries, FREE dry cleaning & more. Learn how to play up your qualifications for the best assignments, how to fit mystery shopping into your daily schedule, and how to earn the most income. Class fee includes 100-page digital book( a value of $ 39.95).
◗ Nov 8 | Sa | 11 am-2 pm 1 Session | Fee: $ 49 | Online AL-B320-F1 | Henry 1
Myths & Tips for Selling Your Home Today
The thought of selling your home in today’ s market can be overwhelming. In this class, we will walk through the ever-changing real estate market. You will feel empowered with up-to-date information on the current market conditions and how to prepare your home to sell today. We will discuss the common myths of the real estate market and help you create a plan based on your goals, timeline, and the market specific to where you are selling.
◗ Nov 15 | Sa | 9-10:30 am 1 Session | Fee: $ 25 | Northdale MS AL-B321-F1 | Olson
◗ Nov 18 | T | 6:30-8 pm 1 Session | Fee: $ 25 | Staff Dev Ctr AL-B321-F2 | Olson
Retirement Income Planning
Whether you plan to stop work all at once, or ease into retirement by working part-time, at some point you will need to arrange for multiple sources of income to replace your paycheck. What do you need to think about as you transition from work life to retired life? Where will your income come from? How can you make it last?
◗ Oct 7 | T | 6:30-8:30 pm 1 Session | Fee: $ 25 | Staff Dev Ctr AL-B322-F1 | Davis
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