Money
How to Start Any Home Business
Tired of working for someone else ? Do you need to make more money ? Turn your talents and hobbies into profits by starting a home business . Taught by a Chamber of Commerce past president and award winning business owner , this is probably the most comprehensive business start up workshop you will ever find . You will discover :
• more than 250 legitimate home business ideas
• mandatory legal documentation
• many ways to market your product / service
• how to take tax deductions ( this workshop included !) Informative handouts for future use are included in class fee .
◗ Oct 17 | Th | 6-8 pm 1 Session | Fee : $ 39 | Online AL-C323-F1 | Krusemark 1
Living Debt Free
Many families are feeling the burden of debt , especially with rising costs of food and gas . Learn how to face your debt head-on and find ways to become debt free ! Join the instructor to create a plan that works for you .
◗ Nov 18 | M | 6-7 pm 1 Session | Fee : $ 15 | Coon Rapids MS AL-C330-F1 | Mazurek
Pre-Planning for the Inevitable
Learn why pre-planning your death is important , how it avoids unnecessary stress and confusion , and saves money during a traumatic time . Learn how to choose providers and understand important details to think about and things to consider in helping to navigate the inevitable .
◗ Oct 21 | M | 6:30-8 pm 1 Session | Fee : $ 19 | Staff Dev Ctr AL-B244-F1 | Moriarity
Medicare Basics Part A & D
Will you be getting Medicare coverage within the next year ? Find out how to enroll , how much Medicare costs , what it covers , and what type of extra coverage you may need .
◗ Oct 8 | T | 6-7:30 pm 1 Session | Fee : $ 25 | Staff Dev Ctr AL-C333-F1 | Pfeifer
◗ Oct 24 | Th | 9:30-11 am 1 Session | Fee : $ 25 | Sandburg HS AL-C333-F2 | Pfeifer
NEW | Myths & Tips to Sell Your Home Today
The thought of selling your home in today ’ s market can be overwhelming . In this class , we will walk through the ever-changing real estate market . You will feel empowered with up-to-date information on the current market conditions and how to prepare your home to sell today . We will discuss the common myths of the real estate market and help you create a plan based on your goals , timeline , and the market specific to where you are selling .
◗ Oct 5 | Sa | 9-10:30 am 1 Session | Fee : $ 25 | Northdale MS AL-C360-F1 | Olson
◗ Oct 8 | T | 6:30-8 pm 1 Session | Fee : $ 25 | Staff Dev Ctr AL-C360-F2 | Olson
Save Money with Extreme Couponing
Learn how to save money every day with extreme couponing . Coupons are not just for groceries . The savings can add up to hundreds of dollars every year . This comprehensive workshop will teach you :
• where to find all different types of coupons , even for high ticket items
• how to find the best coupon apps and websites
• how to match coupons with sales for maximum savings This workshop is taught by someone who has used many couponing secrets to save thousands . Informative handouts for future use are included in class fee . The webinar login information will be emailed the day before class .
◗ Oct 9 | W | 4-5 pm 1 Session | Fee : $ 29 | Online AL-C340-F1 | Krusemark 1
Write Your Own Will
Prepare a will in class on the computer and learn about estate planning . Students should be comfortable using a computer , as work will be completed in a computer lab . Some prep work required ; packet emailed one week prior to class . This is a simple will class and not appropriate for those who have assets in excess of one million dollars or who need a trust . Instructor is an experienced estate planning attorney . Couples must register individually .
◗ Oct 15 | T | 6-9 pm 1 Session | Fee : $ 99 | Staff Dev Ctr AL-C358-F1 | Bolt Law Firm
Savvy Social Security Planning for Couples
The decisions couples make now can have a tremendous impact on the total amount of benefits they stand to receive over their lifetime . Identify factors that can help you get more out of the Social Security system . To help baby boomers better understand the Social Security system , this workshop will cover :
• Factors to consider when deciding when to apply for benefits
• When it makes sense to delay benefits - and when it does not
• Why you should always check your earnings record for accuracy
• How to estimate your benefits
• How to coordinate benefits with your spouse
• How to minimize taxes on Social Security benefits
• How to coordinate Social Security with your other sources of retirement income
◗ Oct 10 | Th | 6:30-8:30 pm 1 Session | Fee : $ 25 | Staff Dev Ctr AL-C343-F1 | Davis
Savvy
Social Security Planning for Individuals
Divorcees and Widows / Widowers have options of how and when to receive their Social Security Income . You will learn topics on Social Security , including :
• Factors to consider when deciding to apply for benefits
• How to estimate your benefits , rules regarding Divorced Spousal Benefits
• Innovative strategies for coordinating survivor benefits
• How to minimize taxes on Social Security Benefits
• How to coordinate Social Security with your other forms of retirement benefits
◗ Nov 12 | T | 6:30-8:30 pm 1 Session | Fee : $ 25 | Staff Dev Ctr AL-C342-F1 | Davis
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