Community Education - current class catalogs Adult activities and classes - Fall 2015 | Page 9

money
Optimizing Your Retirement

Understanding Estate Planning & Trusts

Planning for retirement today can pose unique challenges and
requires a well-planned strategy. Discuss: How do I efficiently use
my savings? How do I plan for inflation risk, market volatility and
unexpected life events? Leave class with a retirement income
distribution framework that accounts for your time horizon, needs
and goals. Class fee: $19 one; $25 two.

If you own a business; have a cabin, condo or timeshare in another
state; have minor children; want to avoid probate or protect assets
for future generations, a trust may be a great estate planning tool
for you. Several types of trusts-Revocable Living Trusts, Irrevocable
Trusts and Support Trusts for children/grandchildren-will be
discussed. Question and answer time included. Instructor is an
experienced estate planning, probate and business law attorney.
Class fee: $29.

w O
 ct 1 | 7-8 pm | 1 Session
Th | Staff Dev Ctr | AL077-2C10-F1 | Schwartz

w Sep 29 | 6:30-8:30 pm | 1 Session
T | Staff Dev Ctr | AL077-2C03-F1 | Helseth

Record Keeping for Small Business
Class covers a complete overview of record keeping for state and
federal reports, as well as payroll, revenue and business-related
expenses. Class fee: $35.
w O
 ct 19 | 7-9 pm | 1 Session
M | Oak View MS | AL077-2F10-F1 | Savarese

NEW | Savvy Social Security Planning for Couples
The Social Security decisions spouses make when they are in their
60’s will determine the amount of total income they will receive
over their lifetime – including the lifetime of the spouse who lives
the longest. This workshop will cover some little-known rules that
can help married couples get more out of the Social Security
system. Supply fee of $5 paid to instructor at class for booklet.
Class fee $35 two.
w S
 ep 23 | 6:30-8:30 pm | 1 Session
W | Champlin Park HS | AL077-2C17-F1 | Davis

Savvy Social Security Planning for Singles
Understanding Social Security is critical to your retirement.
Discussion includes factors to consider when deciding when to
apply for benefits, survivor benefits, divorced-spouse benefits, and
divorced-spouse survivor benefits. Learn what to do if your marital
status changes, or an ex-spouse dies, and other strategies. Supply
fee of $5 paid to instructor at class for booklet. Class fee: $25.
w O
 ct 22 | 6:30-8:30 pm | 1 Session
Th | Champlin Park HS | AL077-2C08-F1 | Davis

Understanding Medicare
Learn how and when to enroll in Medicare, what is covered by
the different parts of Medicare and supplement options. Discuss
the ‘donut hole,’ prescription drug coverage and ways to avoid
Medicare fraud. Take home the booklet, Health Care Choices,
published by the Minnesota Board on Aging. Instructor is a
volunteer from the Metropolitan Area Agency on Aging.
Class fee: $19 one; $25 two.
w Sep 29 | 6:30-8 pm | 1 Session
T | Staff Dev Ctr | AL077-2C02-F1 |

Write Your Will
Prepare a professional will in class on the computer and learn
about estate planning. Students should be comfortable using a
computer, as work will be completed in a computer lab. Some
prep work required; packet sent one week prior to class. This is
a simple will class, not appropriate for those who have assets in
excess of one million dollars or who need a trust. Instructor is
an experienced estate planning attorney. Couples must register
individually. Class fee: $99.
w Nov 17 | 5:30-9:30 pm | 1 Session
T | Staff Dev Ctr | AL077-2C04-F1 | Weikel

Your Aging Parents
Caring for your aging parent can be emotionally and financially
stressful. Gain both practical pointers and legal advice about issues
that concern seniors and how you can assist. Discussion includes:
housing, health and medical care, incapacity planning, end-oflife issues, identity theft and scams, finances and fiduciary issues.
Instructor is an attorney practicing in the areas of estate planning,
estate administration and elder law. Class fee: $19 one; $29 two.
w Oct 12 | 6:30-8:30 pm | 1 Session
M | Staff Dev Ctr | AL077-2C01-F1 | Peterson

www.discovercommunityed.com | 763-506-5766 | 2015 FALL

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