Community Bankers of Iowa Monthly Banker Update June 2014 | Page 14

Featured Endorsed Member Written By: Eric Eastman, Risk Management Underwriter - EMC Insurance EMC Helps Minimize Workplace Injuries Workplace accidents don’t just happen in industrial or hazardous workplace environments. Office workers lifting boxes or sitting incorrectly for long periods of time can result in a workers’ compensation claim that can cost tens of thousands of dollars. EMC’s Select Care Provider and Return to Work programs can help get injured employees back to work quickly and safely. Select Care Provider With Select Care Provider, employers in the state of Iowa can direct where injured employees go to seek medical care. This helps to ensure a consistent approach when assisting employers with specific medical needs. The select provider can be informed about the hazards involved with the work environments and the types of injuries that can occur. This program also enables an employer to have a response plan in place in the event of an injury. Return to Work The Return to Work program assists employees whose injuries are severe enough that they cannot meet the physical demands of their 14 CBI BANKER UPDATE | JUNE 2014 jobs. However, this does not mean that they cannot do any work. The goal of a return to work program is to help employers designate tasks and jobs that injured employees can complete while they are recuperating. Preventing Injuries Although EMC developed the Select Provider and Return to Work programs to help employers with recovery needs after a claim, you can take action before an incident occurs with a vigilant work place safety and loss control program. As an insurer, one of EMC’s goals is to point out hazardous situations and offer solutions to minimize the potential for injury, helping to keep your business running smoothly and better manage rising medical costs. Community Bankers of Iowa appreciates the longtime business relationship with EMC and we thank them for all of their support. For more information, please contact your local EMC agent or Tom VandeKamp at 515-2768512 or email [email protected].