CONTENTS
■ Advertisers ’ Directory
CONTENTS
BUSINESS FORECAST New Jersey CEOs Predict 2025 ......................... 6 MEDIA Scenes From CIANJ ’ s 97th Annual Meeting & Luncheon .. 12 INFORMATION TECHNOLOGY
Personalizing Retail : 6 Questions With Birdzi CEO Shekar Raman .......................... 19
BANKING
2025 Outlook : What ’ s Ahead for Banking and the Economy ......................... 20
ENERGY Energy Policies Will Be a Top Priority in 2025 ........... 24 COLUMNS
Advertisers ’ Directory ................................ 1 CIANJ Officers & Board of Directors .................... 2 Upcoming .......................................... 3 President ’ s View ..................................... 4 Lessons in Leadership ............................... 17
ADVERTISE
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■ Advertisers ’ Directory
AmeriHealth New Jersey ..................................... 5 Amy Delman Public Relations .......................... 17 Caucus NJ ....................................................... 23 Columbia Bank ................................................ 21 COMMERCE Magazine ...................................... 1 EAI , Inc ............................................................... 9 Gibbons P . C ..................................................... BC Local 825 ....................................................... IBC Saint Peter ' s Healthcare System ....................... 15 SESI Consulting Engineers ............................... IFC Smolin , Lupin & CO , LLC .................................... 7 TapInto ............................................................... 4 TTI ...................................................................... 1 Valley Health Systems ...................................... 11
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COMMERCE ( SSN 0745‐077X ) is published 11 times a year for a subscription price of $ 35.00 per year by the Commerce and Industry Association of New Jersey , 365 West Passaic Street , Suite 490 , Rochelle Park , New Jersey 07662 , ( 201 ) 368‐2100 , Web site : www . commercemagnj . com . Postage Paid at South Hackensack , New Jersey and additional mailing offices . Postmaster : Send address changes to above address . Rich Waltman rwaltman @ cianj . org ( 646 ) 808-5114
Tom Worley tworley @ cianj . org ( 917 ) 733-5135