Commerce_2021_01 | Page 11

New New Project Year

, !

Call To Speak To A Loan Officer Today !
( 201 ) 379 - 4466 Ext . 1124

With

a

Home

Equity Line of

Credit

2.75. % *

New Branch In Hasbrouck Heights Coming Soon !

* Start Rate of 2.75 % based on NY Prime rate as published in the Wall Street Journal minus 1.50 % for the life of
the loan . Floor is 2.75 %. Product has a 15-year period of draw and repayment , followed by 15-year repayment only period
. Maximum line amount of $ 500,000 . Line amounts over $ 300,000 may require title insurance at borrower s expense .
Product available on 1-4 family owner-occupied dwellings in many NJ counties . Appraisal required showing a Maximum loan to value ( LTV
) of 75 % for lines up to $ 300,000 ; 70 % for lines up to $ 500,000 . Rate valid as of December 17 , 2020 . Adequate property insurance
is required . Flood insurance is required where applicable . Other loan products , rates and terms are available . Subject to
change without prior notice . Subject to all bank underwriting conditions . The bank is not responsible for any errors or misrepresentations
. www . BogotaSavingsBank . com
60 East Main Street , Bogota 819 Teaneck Road , Teaneck