Coldwell Banker Gundaker Home Buyers Guidebook - 2017 - Page 14

INTEREST RATE FACTOR CHART Financing Your New Home

This chart will help you calculate your monthly principal and interest payments for both fixed and adjustable rate loans at various interest rates over 15 and 30 years .
Start by finding the appropriate interest rate , then look across to the column indicating the desired term of the loan . That number is the interest rate factor . This is the dollar amount required each month to amortize $ 1,000 over the specified term . To calculate your principal and interest payment , multiply the interest rate factor by the total loan amount in $ 1,000s .
For example :
Interest Rate :
6.5 %
Term :
30 years
Factors per $ 1,000 :
6.32
Total Mortgage :
$ 152,600
6.32 x 152.6 = $ 964
This is a calculation of principal and interest only . It does not include property taxes , insurance , association dues , or other charges .
Find an online mortgage calculator at CBGundaker . com .
Interest
Term
Term
Interest
Term
Term
Rate
15 Years
30 years
Rate
15 Years
30 years
4.0 7.40 4.77 8.0 9.56 7.34 4 1 / 8
7.46 4.85 8 1 / 8 9.63 7.42
4 1 / 4 7.52 4.92 8 1 / 4
9.70 7.51
4 3 / 8 7.59 4.99 8 3 / 8
9.77 7.60
4 1 / 2 7.65 5.07 8 1 / 2
9.85 7.69
4 5 / 8 7.71 5.14 8 5 / 8
9.92 7.78
4 3 / 4 7.78 5.22 8 3 / 4
9.99 7.87
4 7 / 8 7.84 5.29 8 7 / 8
10.07 7.96 5.0 7.91 5.37 9.0 10.14 8.05 5 1 / 8
7.97 5.44 9 1 / 8 10.22 8.14
5 1 / 4 8.04 5.52 9 1 / 4
10.29 8.23
5 3 / 8 8.10 5.60 9 3 / 8
10.37 8.32
5 1 / 2 8.17 5.68 9 1 / 2
10.44 8.41
5 5 / 8 8.24 5.76 9 5 / 8
10.52 8.50
5 3 / 4 8.30 5.84 9 3 / 4
10.59 8.59
5 7 / 8 8.37 5.92 9 7 / 8
10.67 8.68 6.0 8.44 6.00 10.0 10.75 8.77 6 1 / 8
8.51 6.08 10 1 / 8 10.82 8.87
6 1 / 4 8.57 6.16 10 1 / 4
10.90 8.96
6 3 / 8 8.64 6.24 10 3 / 8
10.98 9.05
6 1 / 2 8.71 6.32 10 1 / 2
11.05 9.15
6 5 / 8 8.78 6.40 10 5 / 8
11.13 9.24
6 3 / 4
8.85
6.48
10 3 / 4
11.21
9.33
6 7 / 8
8.92
6.57
10 7 / 8
11.29
9.43
7.0
8.99
6.65
11.0
11.36
9.52
7 1 / 8
9.06
6.74
11 1 / 8
11.44
9.62
7 1 / 4
9.13
6.82
11 1 / 4
11.52
9.71
7 3 / 8
9.20
6.91
11 3 / 8
11.60
9.81
7 1 / 2
9.27
6.99
11 1 / 2
11.68
9.90
7 5 / 8
9.34
7.08
11 5 / 8
11.76
10.00
7 3 / 4
9.41
7.16
11 3 / 4
11.84
10.09
7 7 / 8
9.48
7.25
11 7 / 8
11.92
10.19
14
© 2017 NRT Missouri LLC . All Rights Reserved . Coldwell Banker Gundaker fully supports the principles of the Fair Housing Act and the Equal Opportunity Act . Operated by a subsidiary of NRT LLC . Coldwell Banker and the Coldwell Banker Logo are registered service marks owned by Coldwell Banker Real Estate LLC . Real estate agents affiliated with Coldwell Banker Gundaker are independent contractor sales associates and are not employees of Coldwell Banker Gundaker .
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