Religious organizations can benefit from Philadelphia Insurance Companies ’ ( PHLY ) broad expertise providing dozens of insurance solutions to niche businesses .
PHLY ’ s Human Services insurance products are tailored for mental health , non-profit , substance abuse , and childcare organizations . But even beyond Human Services , PHLY provides insurance solutions for shelters , schools , camps , and sports teams and leagues . This eclectic collection of insurance products positions us to know the unique exposures and risks faced by churches and other religious organizations . PHLY recognizes that religious organizations have a very unique set of exposures , yet even among themselves , no two ministries are alike . That means there shouldn ’ t be a one-size-fits-all approach to their risk management needs . The single Baptist church with a nursery during services may have different risk management needs than a multi-state Methodist Conference with a thrift store and foodbank . But combining a comprehensive risk management plan with insurance coverage is a vital element of a comprehensive protection strategy for both ministries . It may be difficult for some religious organizations to know where they are exposed to risk ; maybe because they provide so many services or maybe they simply haven ’ t considered the implications of certain exposures . PHLY Risk Management Services ( RMS ) consultants are specially trained across all of our products and risk functions . They understand the risks involved with abuse situations , camps , schools , aquatics , auto , building maintenance , and more . They can then apply this breadth of knowledge to the organization ’ s benefit . RMS consultants can assist with reviewing policies and current exposures and provide recommendations on how to strengthen risk management practices . These services are included in the insurance premium . Consultants can also help organizations navigate access to an array of risk management tools from our partners , many at no or low cost , to help with :
PHLY provides various tools and resources to help religious organizations understand and mitigate their risk . This includes our
PHLY Blog that dives into specific topics . Past articles include :
So whether it is an intimate congregation or a multifaceted ministry with multiple programs and locations , PHLY , along with our Risk Management Services team , is uniquely prepared to partner and provide expertise and support that can help organization leaders fulfill one of their most important missions : providing a safe environment to connect and worship .
Auto Risks :
• Defensive driver training
Abuse Risks :
Safety Risks :
• Building and site inspections and recommendations for repairs , upkeep , and preservation
• Identification of hazards including physical , environmental , financial , and emotional
• Armed intruder strategies and violent assault response programs
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