he biggest single area of expenditure that we all face over the
festive period is gift buying. As it is the most significant cost for Christmas, it also means that its the area where we can all make the most savings as well!
1
Get Cashback on EVERYTHING you spend
If you ever shop online (and most of us will this Christmas) then you need to join a cashback website otherwise you are certainly spending more than you need to as THEY PAY YOU TO SHOP!!
It may sound too good to be true but we can assure you this is not the case - millions of people shop this way and earn an average of £314 per year back - that is money they would not have had otherwise!
Instead of going straight to a website to buy something, if you visit an online store through a link on a cashback website, you get paid a cashback reward whenever you buy something. You will still receive your items directly from the retailer as you would normally - you just get paid a percentage back for doing so.
All of the big retailers are on these sites and you can earn anything from 2% to 20% back
on what you spend - which will soon add up. These cashback websites are FREE to join so
why would you not shop this way?!
Join the UKs big two FREE via the links below to compare the cashback on offer from both:
2
Cut down on gifts
Across the UK we spent an average of £514 on gifts last Christmas, but there is lots that can be done to dramatically reduce what you will spend this year.
A great piece of advice within your family is to agree to only give presents to the children. You could also strike a no-gift pact with friends or organise a secret Santa. You each pick someone’s name out of a hat and buy them a present for a set amount, say £5 or £10.
T
Christmas shopping is what we spend most on, which means its also where you can make the biggest savings!
SAVE
£££s
4 Christmas Money Saving Guide 2013