Charlotte County Market Report Charlotte County Market Report | Page 15

Cash Sales
Pct. of Closed Sales Paid in Cash
Monthly Market Detail- January 2026 Single-Family Homes Charlotte County

Cash Sales

The number of Closed Sales during the month in which buyers exclusively paid in cash
Economists ' note: Cash Sales can be a useful indicator of the extent to which investors are participating in the market. Why? Investors are far more likely to have the funds to purchase a home available up front, whereas the typical homebuyer requires a mortgage or some other form of financing. There are, of course, many possible exceptions, so this statistic should be interpreted with care.
Month
Cash Sales
Percent Change
Year-over-Year
Year-to-Date
185
30.3 %
January 2026
185
30.3 %
December 2025
178
0.0 %
November 2025
148
21.3 %
October 2025
140
17.6 %
September 2025
166
26.7 %
August 2025
164
-6.3%
July 2025
132
-23.3%
June 2025
159
-4.8%
May 2025
202
1.0 %
April 2025
241
31.7 %
March 2025
199
0.5 %
February 2025
157
-3.7%
January 2025
142
23.5 %
300 250 200 150 100 50 0
2022 2023 2024 2025
J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D J

Cash Sales as a Percentage of Closed Sales

The percentage of Closed Sales during the month which were Cash Sales
Economists ' note: This statistic is simply another way of viewing Cash Sales. The remaining percentages of Closed Sales( i. e. those not paid fully in cash) each month involved some sort of financing, such as mortgages, owner / seller financing, assumed loans, etc.
Month
Percent of Closed Sales Paid in Cash
Percent Change Year-over-Year
Year-to-Date
47.2 %
9.8 %
January 2026
47.2 %
9.8 %
December 2025
38.2 %
-10.3%
November 2025
37.1 %
-2.6%
October 2025
30.4 %
-4.1%
September 2025
38.4 %
1.3 %
August 2025
35.7 %
-0.8%
July 2025
28.5 %
-25.6%
June 2025
32.4 %
-7.4%
May 2025
37.7 %
-1.0%
April 2025
44.0 %
18.9 %
March 2025
41.6 %
3.7 %
February 2025
43.7 %
4.8 %
January 2025
43.0 %
10.3 %
60 % 50 % 40 % 30 % 20 % 10 % 0 %
2022 2023 2024 2025
J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D J F M A M J J A S O N D J
Produced by Florida Realtors ® with data provided by Florida ' s multiple listing services. Statistics for each month compiled from MLS feeds on the 10th day of the following month. Data released on Tuesday, February 17, 2026. Next data release is Monday, March 16, 2026.