Heather Smith
ALABAMA AG CREDIT
As Chief Financial Officer at Alabama Ag Credit , Heather Smith ensures customers have access to a variety of flexible financing products for agriculture , land and rural homes and homesites — from small loans for farmers just starting out to large loans that help rural communities thrive .
I ’ M EXCITED ABOUT the mission of Alabama Ag Credit . We are a true cooperative , and our goal is to provide sound , constructive credit and financial services to enhance the quality of life for people in the agricultural industry and rural Alabama . We live in a state where agriculture is the number one industry , which makes me feel even prouder about that mission , knowing how many people we touch .
I ’ M PROUD OF the consistency we have had in returning money back to our borrowers each year . As a cooperative , we return part of our annual earnings to our customers . In 2023 , that was over half of our profits , or $ 13.1 million , which circulated back into our local communities .
YOU WOULD NEVER GUESS that I am an avid baseball fan ! Since childhood , I feverishly watched each major league game I could , and now , my two boys also play baseball . Even on the hot , long tournament weekends , I still have a love for the game .
ALABAMAAGCREDIT . COM
OUR SECRET SAUCE is having employees who understand our mission . Many members of our team live in rural areas and work in the agricultural field after their day job .
Inspirien
Inspirien ’ s team is almost 80-percent female , and this risk-mitigation company has created an inclusive culture that ensures all its employees can achieve a dynamic work-life balance .
WE ARE EXCITED BY our culture , which encourages all employees to find their own schedule in a flexible environment where they can be an instrumental part of the workforce while continuing to be actively engaged at home with their families .
WE ’ VE LEARNED THE HARD WAY THAT we are scrappy and don ’ t give up . When the right group of people join forces , they can push through even the most challenging of circumstances to find the right solution .
WE ARE PROUD OF our unique organizational design . We believe in engaging the whole team for input . We do not have a hierarchy , but a collaborative team environment .
OUR CLIENTS DO BUSINESS WITH US BECAUSE we care about and support them .
WE VALUE relationships . We believe they are everything . That encompasses our customers , employees , board members , shareholders , vendors and partners .
CURRENTLY , WE ARE WORKING ON transforming from a single line / single state medical malpractice insurance carrier into a national managing general agency for multiple types of risks .
WE MAKE AN IMPACT BY delivering on our mission and promise to be a remarkable partner for whatever risk lies ahead .
INSPIRIEN . NET
Pictured : Margaret Nekic , President and CEO
CentrAL Inc ! 31