A new year brings new

resolutions .

Eat better .

Exercise more .

Spend more time with

family and friends . Maybe ,

even , a little less screen

time to help find the

balance we all need in

our busy lives .

And , work toward meeting

financial goals .

For many people , getting financially fit is a priority in 2025 . At Regions , our bankers are committed to providing guidance , insights and tailored financial solutions to help people build financial confidence . Through our Regions Greenprint ®, a Regions banker can help build a plan to meet financial goals . A Regions Greenprint is free and is available to anyone , regardless of whether they are a Regions customer or bank elsewhere .

Here are three steps to help get financially fit in the new year .

STEP 1 :

TAKE YOUR FINANCIAL TEMPERATURE

Add up assets , such as bank account balances , retirement savings , real and personal

property , and investments . Subtract liabilities , including credit card balances , student loan debt , car loans , mortgages and any other loans in real or personal property .

The result is your net worth , a snapshot of your current financial position . Knowing your net worth can help you understand where your money has gone and where you want it to go .

STEP 2 :

SET YOUR FINANCIAL TARGET

Everyone ’ s financial goals are different . They range from paying off debt to buying a new car or home to saving for retirement . Knowing your net worth can help set your financial target . Here ’ s how :

Plan out five years . Think about life goals in five years and what it will take to achieve financially to get there .

Document goals . Write down those goals along with a target date for achieving them .

Decide on tasks . Break goals into itemized tasks to do on a weekly or monthly basis to know exactly what it will take to reach your goal .

Track progress . Track and celebrate milestones along the way .

STEP 3 :

GAUGE FINANCIAL WELLNESS PROGRESS

To assess your money management skills , monitor monthly spending to see how closely it aligns with monthly expenses . If you are spending more than you need to , identify the purchases and think of ways to avoid making unnecessary ones .

Also track your progress against weekly and monthly milestones as well as projected end dates . If you frequently miss savings targets , determine where extra money you believe you should have at the end of each month is going . If unplanned expenses are eating up your disposable income , make sure future surprise costs are necessary ones , such as fixing the car or a leaky faucet .

This type of proactive budget planning can help you strengthen your personal finances and make progress toward your savings goals .

If getting financially fit is a priority this year , Regions Bank can help . Our team of bankers help people where they are in life get to where they want to be . To learn more , visit any Regions Bank River Region location and speak with a banker who can help . Or , visit www . regions . com to schedule a Greenprint conversation .

Chelcia Rhymes is the

Green Lantern Branch

Manager for Regions Bank .

CHELCIA RHYMES

334.387.4060

26 CentrAL Inc !