Cenizo Journal Fall 2014 | Page 11

Here is my out-of-pocket, installed cost for a grid-tied, solar PV system (without “battery backup”) at my home in Brewster County: Gross installed system cost for a 1kW solar PV system: .....$6,000 less incentives: AEP PVcash rebate @ $1.30/watt..........................($1,300) 30% residential PV Federal tax credit....................................(1,410) less total incentives...............($2,710) Net, out-of-pocket cost.....$3,290 An AC-power production measurement gizmo and associated web-application supplied by the PV equipment manufacturer (included in the all-in system cost) allow me to review online the hourly/daily/monthly solar PV pro- duction as well as to monitor the condition and health of each of the four 250-watt solar PV panels in my 1kW system. As a measure of investment via- bility, the market- place in solar PV long has focused upon the “cash payback period.” That is the num- ber of years it takes to reach “break-even” when aggregate utility bill savings equal the out-of- pocket, original investment cost. Assuming a modest, year-on-year, 2% hike (compounded annually) in electric utility rates, it would take me about 15 years to re-coup my PV invest- ment. The market’s present emphasis upon a short “payback period” is, I think, a false met- ric which reflects the hope by oldster-empty nesters (who constitute the main buyers today for residential solar PV) that they will live long enough to justify their investment. Another way to measure return-on-invest- ment (“ROI”) in solar PV is the “net present value (NPV)” method used in capital budgeting analysis. An NPV analysis shows over the esti- mated 25-year life of the solar PV system I would recover (in today’s dollars) both my ini- tial $3,290 out-of-pocket cost as well as capture an additional 5.00% ROI. The actual ROI is higher than 5.00% because the present value of projected, future renewable energy credits (“RECs”) over 25-years are not yet subject to Federal income tax. The “tax-equivalent yield” from my RECs will reach a whopping 6.67% ROI (or 5.00%/1-.25 Federal tax bracket) over the course of my 25-year investment in sun- shine! I will receive a stream of monthly RECs on account with my retail utility provider, as if the RECs were annuity income whose dollar amount floats with amount of electricity pro- duced by my system at the current electric util- ity rate. Investing in a solar PV system clearly is not comparable with short-term aims by investors who seek quick trading gains and maximum liquidity. You cannot re-sell on the open mar- ket a PV system which you just bought. It is a long-term investment based upon assumptions about the estimated, useful life of a PV system and whether solar PV represents a capital, leasehold improvement which increases the market value of your house. (Possibly the fitting comparison lies in which market you care to entrust your money: In the razzle-dazzle paper- chase on Wall Street, or in a solar power-gen- erator in your own backyard?) For credit- worthy buyers who cannot afford to pay entirely in one fell swoop, commer- cial banks in West Texas will finance the pur- chase of a resi- dential PV sys- tem. While loan interest expense reduces ROI in solar PV, interest expense associat- ed with a home equity line-of- credit is tax- deductible. The Texas tax code, moreover, allows homeowners an exemption from any additional property tax which arises from the increased property value associated with the installation of “solar energy devices for non-commercial use.” Separate Federal legisla- tion expires, however, on December 31, 2016, which currently supplies homeowners through the end of 2016 with a 30% residential PV Federal tax credit. The languages of kilowatt-hours and capital investment analysis are technical and tedious. Here is the bottom line: Not all energy sources lie beneath our feet. Renewable energy sources lie also in the heavens above. And if he spoke Spanish what might Henrik Ibsen say today to people who live on the Last Frontier? “Viva Big Bend solar!” Eat more raspas! Murphy Street Raspa Ice cream. Gifts. Mexican folk art. Cold things to drink. Hot things to drink. Mon, Tues 12-5 Wed 11-6 • Thur 11-7 Fri, Sat 11-8 • Sun 1-5 100 W Murphy St • Alpine 432-837-5449 NECTAR COMPUTERS Servicing West Texas with comprehensive and experienced support since 2003 202 N 11th & Ave E, Alpine Texas • www.nectarcomputers.com 432 837 3021 • Support Cell: 432 386 7811 • Mark Hannan, Owner Kick off your holiday season with Eve’s Garden B & B We invite you to a pot luck party the evening of Saturday Nov. 22 With LIVE MUSIC by famed Austin and Terlingua minstrels: Guy Town & The Flying Sombreros Eve’s Garden will provide snacks and beer. Bring a treat if it’s easy. Everybody welcome. It’s a free show, but tips for the band encouraged. 11 Ave C, N 3rd St • Marathon, TX 432 386 4165 • www.evesgarden.org Cenizo Fourth Quarter 2014