Caribbean Investment IQ December 2013 | Page 26

Figure 4 Net International Reserves (USD, millions) Source: Central Bank of Trinidad and Tobago, First Citizens Research & Analytics Liquidity in the domestic financial system remains very high. Indeed, during the first three weeks of September 2013, commercial banks’ excess reserves at the central bank soared to TTD8.3 billion, compared to a daily average of TTD5.4 billion in July. Because of the liquidity in the system, interest rates remained at low levels, as evidenced by the downward shift in the TT dollar yield curve. Compared to March 2013, rates across the spectrum of the curve trended lower up until October, with more pronounced movements along the belly of the curve, where the 10-year point fell by almost 100 basis points to 2.49% as at the end of October 2013. There was marginal upward movement in the short end of the curve, where the 1-year yield rose by 26 basis points to 0.6%. Outlook Figure 5 Commercial Banks’ Excess Reserves (TTD millions) Source: Central Bank of Trinidad and Tobago, First Citizens Research & Analytics Figure 6 TTD Yield Curve Comparison The Ministry of Finance and the Economy estimates that GDP will expand at a rate of 1.6% for the full year 2013, expected to be supported by the non-energy sector. This projection is in line with the International Monetary Fund (IMF), who also forecasts growth of 1.6% in 2013, to expand further by 2.3% in 2014. The performance is likely to be driven by the non-energy sector, particularly in the construction, finance and distribution sectors. Depending on the pace of implementation, there are two major projects which are both expected to spur economic growth. These are a TTD500 million joint venture between two private entities and the construction of a TTD400 million clay plant. Despite these fairly large projects expected to support growth, risks to the outlook remain. We expect that the US Federal Reserve would not just yet scale back its quantitative easing program, and so the local interest rates are likely to remain at fairly low levels, especially in light of the high liquidity in the system and the central bank’s accommodative stance on monetary policy. Once economic conditions in the US warrant tapering, and US interest rates start to increase, interest rates locally are expected to rise also, in an effort to prevent significant capital outflows. Despite the muted performance of the Trinidad and Tobago economy in 2012 and modest expectations for 2013, First Citizens Research & Analytics holds a stable view on Trinidad and Tobago primarily because of strong external buffers and its favorable fiscal profile. Source: Central Bank of Trinidad and Tobago, First Citizens Research & Analytics 26 Caribbean Investment iQ December 2013