Don’t Fall Victim to Financial
Distress Caused by Credit Card Debt
Credit counseling is the easiest, most effective way to explore the options for
credit card debt and identify the best solution for your needs.
HIGH MONTHLY CREDIT CARD
PAYMENTS combined with even
higher interest rates can make it al-
most impossible to maintain control
over your credit card debt. Even with
your monthly payments you may not
see much of a reduction in debt no
matter what you do.
What’s more, as your credit card
balances increase, it can also cause
problems for your budget – you end
up juggling bills, choosing between
expenses, and putting off important
purchases. Luckily, there’s a way you
can find the solution that works for
your unique financial situation – and
even better, it won’t cost a thing to get
the information you need.
CREDIT COUNSELING IS THE
EASIEST, MOST EFFECTIVE WAY
TO EXPLORE THE OPTIONS
FOR CREDIT CARD DEBT AND
IDENTIFY THE BEST SOLUTION
FOR YOUR NEEDS. Speak with a
certified credit counselor at no charge
to analyze your debt and budget. They
will review your options to see what
solutions may work best for you. Your
credit counselor may be able to lower
high interest rates or even eliminate
them while consolidating your credit
card debts into one easy payment
through a debt management program.
Get Out of Debt Faster
As a result of those lower interest
rates – more of your monthly pay-
ments go toward your debt instead
of adding more interest – which
means you can get out of debt faster.
Every financial situation is differ-
ent, but most people see their total
monthly debt payments reduced by
up to 30 to 50 percent as they get
out of debt faster. The program is
usually completed in around 40-60
payments, so you can be debt-free
in just a few years instead of taking
decades to eliminate everything you
owe.
It’s the fastest and easiest
way to get professional
financial advice without
adding more debt to do so.
Build a Positive Credit History
Additionally, consolidating debt-
through a certified credit counsel-
ing service may help save your credit
score from additional damage. You
stop future penalties and prevent fur-
ther damage from missed payments
and overdrawn credit lines. Even bet-
ter, as you work your way through the
program, you’re able to build a posi-
tive credit history while reducing your
overall debt level. As a result, some
people see their credit score even in-
crease over the course of their time
with a credit counseling service.
FREEDOM FROM DEBT IS
POSSIBLE! Don’t spend anoth-
er sleepless night worrying about
your debt problems, or another day
stressed about your bills instead of fo-
cused on your family and life.
Call Consolidated Credit now at
1-888-651-9697
to speak with a certified credit
counselor today.
(Fees may apply for voluntary participation
in debt management - all counseling services
are free.)