Always speak to a qualified professional about your specific situation to ensure the plan you have is right for you.
Jason A. DeJean,
CFP®, CIM®, FCSI®, PFP®, CPCA®, EPC®
Investment Advisor
Certified Financial Planner
Chartered Investment Manager
Certified Professional Consultant on Aging
Elder Planning Counselor
T: 905.333.4755, F: 905.333.4523
www.argosynoonan.com
Ontario residence if you’re interested in being on the list for private placements, please
email me at jdejean@
argosynet.ca
150
touch base.
2. Keep a detailed budget and/or spending plan. You both need to know what money is coming in and out of the household.
3. Do not sign any document without reading. Seems simple enough but its true. In the throws of love its easy to help with a signature not really realizing what your signing. Read it thoroughly first and ask questions.
4. Separate bank accounts and perhaps a joint one for household expenses.
5. Individual credit cards in your own names. Ive seen many seniors who believe they have a credit history and find out later in life that they have been using an ‘accessory’ card that just has their name on it. Keep and maintain your own credit history.
As a Financial Planner it is paramount that couples plan, discuss and review their finances together. Nothing could be worse then sharing a retirement vision that becomes derailed by a partners spending problem. Typically, I find that in all couples someone naturally takes the financial reigns. This is okay, the important thing is to make sure both parties know whats going on. You can’t work towards a shared dream when your finances are divided.
Planning is critical; please find the link attached to help you have a better understanding of your plan. Any financial information entered is strictly confidential and will not be stored/shared with any third party. https://my.razorplan.com/ca/Advisor?advId=D009ad818
The views expressed do not necessarily reflect the opinion of Argosy Securities Inc. The
information contained herein may not apply to all types of investors. Please consult a
professional before making an investment decision