CAA Manitoba Spring 2018 | Page 16

What to do after a collision, plus the hidden benefits of caa membership A friend was in a collision and he said he didn’t have to visit MPI for an estimate. Is this the typical process? After a collision, the last thing anyone needs is more stress. For enhanced customer convenience, Manitoba Public Insurance Carmelle Hyska (MPI) recently autopac specialist broker, introduced direct Empress store estimating through participating repair shops. The new system streamlines the process as estimates and repairs are done at one location. If you’ve been in a collision, you still have to file a claim with MPI: Call 204-985- 7000 or 1-800-665-2410. A customer service rep will review your options, including: MPI service centres: You can schedule an estimate of the vehicle damage at 16 Spring 2018 CAA Manitoba an MPI service or claim centre. You’ll then be able to take your vehicle to an authorized repair shop of your choice. Direct repair: After filing a claim with MPI (and if you’re eligible), go to a participating repair shop for an estimate and repairs. Depending on the type of claim, choose either “direct repair” or “direct repair plus.” This depends on the type of collision you were in and whether repairs will be fairly simple or more complex. With direct repair, garages are authorized to perform estimates and repair damage on a limited number of claims. To find a participating shop, visit mpi.mb.ca and click “My Repair Claim.” Enter your claim number to determine which garages can complete your repair, and call to make an appointment for an estimate. Search direct repair AARS shops: caamanitoba.com/aars I just bought a new car and it comes with roadside assistance. Should I still keep my CAA membership? While caa is best known for roadside assis- tance, there are many ways you Katherine Tinkler, can benefit from Supervisor, membership. First kildonan Place and foremost, caa store covers you—not your vehicle—which means you’re covered even if you’re a passenger in another car. You’re also covered while travelling, with access to assistance across north america, parts of Europe and even australia. For those using pedal power, Bike assist lets you use service calls to get air for flats, chain and part adjustments, and transport to a repair shop or back home. caa Plus and Premier memberships also provide service for motorcycles, and you can add coverage for RVs. Beyond the road, caa Rewards offers everyday savings for mem- bers. You can save instantly or earn caa dollars to use toward a vacation, membership renewal, merchandise, gift memberships and more. Partners include domo, Montana’s, Joe Fresh, Superstore’s optical department, Gondola Pizza and Park ‘n Fly, among many others. You’ll also enjoy exclusive member benefits for your next vacation: Members receive free or discounted passport photos, deals on flights, cruises, hotels and car rentals, and special offers. and members don’t pay booking fees. although your new wheels may come with roadside assistance, it’s important to remember that all providers are not created equal. auto manufacturers only cover the vehicle, and most plans expire with the vehicle’s warranty, meaning you could lose coverage just when you need it the most. Ask the Experts