Buyers Guide | Page 12

Choos i ngTheRI GHTMor t gagePr ov i der Cr i t er i aForChoos i ngTheRi ghtMor t gagePr ov i der • Choos eaLoanOr i gi nat ort hati sagoodl i s t ener .Youwantanor i gi nat orwhoi s i nt er es t edi ny ouri ndi v i dual s i t uat i on. I ti si mpor t antt ol i s t ent oy ouandbet her e ev er ys t epoft heway . •I nves t i gat et heki ndofr at et heLoanOr i gi nat ori soffer i ng.Ev er yPr ov i derwi l l do t hei rbes tt oofferc ompet i t i v er at esandc l os i ngc os t s . I ft her at es oundst oogoodt o bet r ue, i tpr obabl yi s . As kaboutaddi t i onal f eesorc l os i ngc os t sandwhathappensi f y ourr at e“ l oc ki n”ex pi r es . • Lookf oraPr ovi derwhowi l l f undt hel oanf r om t hei roffic e.Ther ei sadi ffer enc e bet weenamor t gagebr okerandadi r ec tl ender . Bot hofferc hoi c esi npr ogr ams , but i ti si mpor t antt ounder s t andi fy ourPr ov i deri sac t ual l yanout s i depar t ywhohast he ul t i mat ec ont r ol ov ers c hedul i ngandfi nanc i ngt er ms . • Makes ur et hePr ovi deri sf ami l i arwi t ht hec l os i ngands et t l ementpr ac t i c esi nt he s t at eyouar epur c has i ngi n.Del ay sc anf r equent l ybet r ac edbac kt oal ender ' s unf ami l i ar i t ywi t hl oc al r equi r ement s . I mpr oper l ys c hedul edandf undedl oansc an pr ev enty ouf r om get t i ngt hekey sonmov i ngday . • As kwhot hePr ovi derus esf orc l os i ngandout s i des er vi c es .Equal l yi mpor t anti s knowi ngi ft hec l os i ngat t or neyort i t l ec ompanyc anac c ommodat et hedat es , l oc at i on, f undi ngandr ec or di ngs c hedul ey ouneed.