DON’ T APPLY FOR A NEW CREDIT CARD
Remember that when you apply for a new credit card, it can reflect poorly on your credit rating
DON’ T FURNISH THE HOME BEFORE YOU OWN IT
Even if you’ ve picked out furnishings, avoid purchasing them until after you close on your home
DON’ T BUY A NEW CAR
Purchases, especially large ones, can prevent your loan from being approved
DON’ T CHANGE JOBS
Even if a job offers better pay and career advancement, it can harm the application process
DON’ T CLOSE ANY CREDIT ACCOUNTS
Consolidating balances and canceling unused cards can negatively effect your credit score
DON’ T GET BEHIND ON PAYMENTS
Pay all bills on time, no matter how big or small
DON’ T MOVE MONEY WITHOUT A PAPER TRAIL
Your lender will need documentation for all of your transactions
DON’ T SPEND YOUR SAVINGS
You will need money for your down payment and other home buying expenses