FINANCING YOUR HOME PURCHASE
Unless you are in a position to pay cash for your home , you will need to obtain a home loan ( mortgage ) to complete the purchase .
I will assist you in this process to help ensure you obtain the financing that meets your needs .
• Being pre-approved for a loan before you submit an offer will put you in a stronger negotiating position and save time in the loan approval process .
• If you are already pre-approved , our in-house lender can provide a complimentary review of your pre-approval to ensure you are getting the best terms for your financing needs .
• I can put you in touch with an experienced mortgage consultant at our in-house mortgage lender and also supply you with names of leading mortgage companies .
• Your mortgage consultant will be your principal guide through the financing process .
Various financing options may be available to you , including :
• Fixed Rate Mortgage
• Adjustable Rate Mortgage ( ARM )
• Government-assisted ( FHA or VA ) financing
• Seller-assisted financing
• Self-employed
• Foreign Nationals
• First Time Homebuyer Loan Options
• Real estate investor loans
You can expect the lender to ask for standard information regarding your income , expenses and obligations .