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a good credit rating Question 5. Question : (TCO 1) The future value of an account in which $2,000 is deposited each year for 5 years, and which earns 4%, is approximately _____ after 5 years. $2,000 $2,400 $10,000 $400 $10,800 Question 6. Question : (TCO 1) Higher employment levels can be attributed to lower consumer prices. reduced employment levels. lower interest rates. higher employment levels. increased consumer spending. Question 7. Question : (TCO 1) When it comes to the financial planning process, the first step is to develop financial goals. implement the financial plan. evaluate and revise your actions. analyze your current personal and financial situation.