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Question 7. 7. (TCO 4) Renter's insurance covers all but which of the following? (Points : 1) Medical expenses for injuries to visitors Cost of legal action due to personal liability Additional living expenses Accidental damage to the property of others Fire damage of the building's roof Question 8. 8. (TCO 4) If claims need to be settled based on the current replacement cost of a damaged or lost item less depreciation, then the _____ method should be used. (Points : 1) replacement value actual cash value umbrella endorsement personal property floater Question 9. 9. (TCO 4) If you are in an automobile accident for which you were responsible, and you have _____ coverage within an insurance policy, this covers the risk of financial loss due to legal expenses, medical expenses, lost wages, and other expenses associated with injuries caused by an automobile accident for which you were responsible. (Points : 1) medical payments comprehensive insurance