Question 8. When a lender examines your job situation and the security of your employment, it is considering which area of lending?
Capacity Character Capital Collateral Conditions
Question 9. All of the following reasons are reasonable situations when you would decide to use credit except
borrowing for a stay in a hospital because of appendicitis. borrowing to pay for your expensive dinner and movie every week.
borrowing to buy a printer for your home office now because you know it will be twice as expensive in 2 years.
borrowing to purchase a car so that you can go to work full time.
using a credit card to purchase an airline ticket to visit a sick relative.