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The Federal Reserve Bank in your district
The Audit Bureau of Circulation
The Federal Trade Commission
A debit bureau
A credit bureau
Question 4. Dividing monthly debt payments (not including house
payments) by net monthly income will allow you to calculate your
_____.
net-worth-to-debt ratio
debt-payments-to-income ratio
liability status
credit capacity status
income-to-liability ratio
Question 5. In determining your credit capacity, you first provide for
basic necessities, such as
furniture.
home furnishings.
mortgage or rent.