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The Federal Reserve Bank in your district
The Audit Bureau of Circulation
The Federal Trade Commission
A debit bureau
A credit bureau
Question 4. Dividing monthly debt payments (not including house
payments) by net monthly income will allow you to calculate your
_____.
net-worth-to-debt ratio
debt-payments-to-income ratio
liability status
credit capacity status
income-to-liability ratio
Question 5. In determining your credit capacity, you first provide for
basic necessities, such as
furniture.
home furnishings.
mortgage or rent.
automobiles.
durable goods.
Question 6. Personal bankruptcy can be reported to credit bureaus for
_____ years.