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Misunderstanding or lack of communication Overindulgence of children The expectation of instant comfort Keeping up with the Joneses The use of money to punish Question 19. Question : (TCO 3) _____ families rely heaviest on student loans to finance college. Low-income Middle-income High-incomeLargeSmall Question 20. Question : (TCO 3) If Tracy Sears borrows $1,250 for 1 year with an APR of 9% with no service fees, what is her total cost of credit? $125 $112.50 $7.50 $9.38 $0 --------------------------------------------------------------------------------------- BUSN 380 Week 3 Quiz Set 2