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married and your spouse works. gainfully employed. a household with several children. Question 15. 15. (TCO 4) Your annual income is $35,000. What is your life insurance need based on the easy method? (Points : 1) $35,000 $110,500 $171,500 $191,500 Over $200,000 Question 16. 16. (TCO 4) Which type of life insurance policy combines term insurance and investment elements? (Points : 1) Whole life Ordinary life Universal life Adjustable life Extended life Question 17. 17. (TCO 4) All of the following are innovative ways that concerned groups are containing healthcare costs except for (Points : 1) the establishment of incentives to encourage preventive care. encouraging the use of prepaid group practices.