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Question 3. Question : (TCO 1) The Federal Reserve has the responsibility to monitor illegal business activities. approve spending by Congress. set federal income tax rates. maintain an adequate supply of money. maintain a balanced budget for the federal government. Question 4. Question : (TCO 1) Loan risk can increase with _____. constant interest rates a short time to maturity lower consumer prices rising consumer prices a good credit rating Question 5. Question : (TCO 1) The future value of an account in which $2,000 is deposited each year for 5 years, and which earns 4%, is approximately _____ after 5 years. $2,000 $2,400 $10,000 $400 $10,800 Question 6. Question : (TCO 1) Higher employment levels can be attributed to lower consumer prices. reduced employment levels. lower interest rates. higher employment levels. increased consumer spending.