Business Incubator Insurance Vol 2 (2014, March) | Page 3

Older Workers Need Longer Recovery Time Workers’ Comp Data Workers age 65 and older had the lowest incidence rate of nonfatal occupational injuries and illnesses, with 89 cases per 10,000 full-time workers in 2012. Workers ages 45-54 had more cases of injuries and illnesses than any other age group, with more than 290,000 cases. (Continued from previous page.)  Primary prevention of workplace injuries While older workers are less likely to suffer severe work injuries than their younger counterparts, if they do get ill or injured on the job, the time they’ll need away from work to recover is much longer.  Early detection of health outcomes in worker populations According to recent data published by the Bureau of Labor Statistics, workers age 65 and older spent an average of 14 days away from work to recover from an occupational injury or illness, while the median for all other age groups was nine days.  Identification of effective medical treatment Data from the U.S. Census Bureau suggests that by 2016, one-third of the total U.S. workforce will be age 50 or older. When it comes to managing an aging workforce, it’s important to understand aspects of the aging process—including loss of visual acuity, hearing loss, decreased aerobic capacity and osteoporosis—that might increase their susceptibility to injuries. Some ways to address the health and safety of older workers include:  Implementing age awareness training for supervisors and managers so they understand aspects of the aging process  Analyzing job positions and targeting specific activities or job duties that may be modified to accommodate the physical demands of the work activity  Providing reasonable accommodations in the worksite and work process for older workers If you’d like more information on how to address the health and safety needs of an aging workforce, contact Marshall & Sterling Upstate, Inc. today. We have a variety of available resources related to the health and safety of older workers. NIOSH, along with other government agencies and private organizations, sponsored two workshops—one in 2009 and one in 2012—on how to use workers’ compensation data to help reduce the risks of occupational injuries and illnesses. From these workshops, NIOSH created “Workers’ Compensation Insurance: A Primer for Public Health” to describe elements of the workers’ compensation programs in the United States and the potential to use those records for public health purposes. To get a copy of “Workers’ Compensation: A Primer for Public Health,” contact us at or 800-7240695. Workplace and safety tips brought to you by the insurance professionals at: Marshall & Sterling Insurance © 2014 Zywave, Inc. All rights reserved.