Business Chief APAC+ANZ Magazine March 2019 | Page 155

TECHNOLOGY
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Japan ’ s payment options . In order to remove complexities and mendokusai from purchasing , the payment network has adopted artificial intelligence ( AI ) and machine learning . “ I think at the core of what we ’ re doing , we ’ re talking about financial risk management . So , our ability to process that data and analyze it daily at the transactional level is key to our business ,” says Houston .
“ For us , digital transformation is the engine that underpins our ability to remove that mendokusai . We ’ re trying to encapsulate an experience right now focused on the payments . And of course , the technology that we utilize underpins that .” As the company ’ s CTO , Houston is ensuring Paidy ’ s relationship with technology continues to develop . “ I ’ m responsible for engineering , products , Infosec and operations ,” notes Houston . When joining the company last year , having previously worked at Nationale Nederlanden and AXA Life Insurance , the CTO decided to isolate his firm ’ s security function .
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