08 HDFC

Housing Development Finance Corporation is one of the country ’ s major housing finance lenders . The bulk of its offering to customers focuses on loans , mortgages , life insurance , general insurance , and mutual funds . It has won numerous awards over the years , including one for having the ‘ Best Board in India ’.

State Bank of India ( SBI )

07

A Fortune500 company , with around 20 percent of India ’ s market share in deposits and loans , State Bank of India has over 200 years of history . While its offering is similar to that of HDFC Bank , SBI ’ s reach is not only confined to its home country ; its operations have grown to span 36 countries and 191 offices . Alongside traditional banking activities , SBI has operations that cover funds management , commercial services , capital management , and a number of insurance services .