A word about credit.
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credit. Credit. It’s a word that holds a variety of different meanings. To some, credit is an opportunity to acquire and attain our wants and needs. To others, it’s an unattainable; seemingly irreparable concept that leaves us with little hope at the thought of what we want and need depending solely on it. The past few years have opened our eyes to the harsh reality of just how true the familiar phrase is, “It can make you or break you.” For those of us that still hold true to the dream of owning our own home, knowing that our credit may not be all that great, the concept is intangible. Statistics generated by the National Association of REALTORS® illustrate that nine out of ten homebuyers will finance the purchase of their home. This indicates that the majority of homebuyers, especially first time homebuyers, will require a loan which, consequently, will require one to have good credit to qualify for. For those who may not have the best credit, there are a plethora of ways to repair yo