Burns Insurance Group Newsletter JANUARY 2014

ISSUE 03 JANUARY 2014 This Issue More Than A “Death Benefit” P.2 411 On The Light Bulb Ban P.4 Strengthen Your Relationships P.5 Renters Insurance FAQ P.7 Winter storms can make navigating roads and walkways hazardous; power outages and snow days highlight any family’s readiness for cold weather. When wintery weath blows, will your family be prepared? Take time now to review your family’s emergency preparedness with this Winter Preparedness Checklist. It’ll help you prepare your home and automobile for cold-weather hazards. Will your home welcome winter visitors safely? Get ready for snow, ice or rain on walks and driveways by stocking up on these cold-weather basics. __ Snow shovel __ De-icing compound __ Waterproof floor mats Household emergency supplies should include enough food, water and supplies to last four days without power or help. Check your home emergency kit against this basic checklist. __ __ __ __ __ __ __ __ __ __ __ __ __ Food that doesn’t require heating or refrigeration, such as canned meats, soups and stews. Manual can opener Paper plates, cups and plastic utensils 1 gallon of water per person per day (allow enough for four days) Flashlights and batteries Battery-powered radio Battery-powered clock Cellular phone First-aid kit (printable first-aid kit checklist) Four-day supply of prescription medicines Blanket and cold-weather clothing for each family member Pet food and additional water for household pets On The Road: Winter transportation can mean coping with ice, snow, and hazardous roads. Road conditions can change in an instant. Before traveling, give cars a winter preparedness exam. __ __ __ __ Check out our new REFERRAL PROGRAM on page 2 to learn how you can earn some extra money! Check antifreeze Check and replace older batteries Remember to keep the gas tank near full to avoid freezing water in the fuel line Check tires and spare tire for proper inflation __ Bag of sand, road salt or non-clumping cat litter. The bag’s extra weight means better traction, and the contents can be spread under slipping tires. __ Ice scraper __ Jumper cables __ Small shovel (to dig snow away from wheels, or scatter sand on roadway) __ Tire chains (every driver should practice putting them on) __ Flares or reflective triangle to warn other motorists if you break down __ Blanket __ Flashlight and batteries __ Gallon jug of drinking water __ First aid kit