Breaking Down and Classification of Property Insurance Breaking Down and Classification of Property Insur | Page 12

HO5 property holder coverage includes everything in an
H O 3 p o l i c y, h o w e v e r, i t ' s c o n n e c t e d t o t h e s t r u c t u r e a n d
t h e p r o p e r t y i n s i d e y o u r h o m e , i n c l u d i n g y o u r f u r n i s h e r,
garments, and appliances . But, an HO5 does exclude
FABRIKAM RESIDENCES
c o v e r a g e f o r e a r t h q u a ke s o r f l o o d s .