THE CYCLE OF SEXUAL ABUSE RISK The Role of the Insurance Industry By Gregory Love & Kimberlee Norris

Headlines and media accounts of sexual abuse cases in litigation are one of many indicators that we remain in the midst of a sexual abuse crisis. The ongoing cycle begins with a victimized child, leading to civil litigation, followed by a settlement or jury verdict. Unfortunately, this cycle is seldom broken by criminal penalties or civil judgments: sexual abusers are not deterred by stiffening criminal penalties, and the abuser is not the one who pays settlement amounts or monetary damages.

The cycle is broken by effective preventative protocols in the home and within child-serving programs – including church and ministry programs.

4 CHURCH EXECUTIVE churchexecutive. com