Bonitas Member Magazine Issue 3. 2019 | Page 21

Fraud, Waste and Abuse – ubiquitous in South Africa Every day there are hearings around corruption, racketeering and money laundering, again highlighting the issue of fraud, waste and abuse in South Africa. What’s not newly exposed though, is corruption in the healthcare industry. In 2018, the Fund recovered R31.2 million and had three criminal convictions of healthcare practitioners for fraud and contravention of Section 66 of the Medical Schemes Act. The convicted practitioners were a clinical psychologist, audiologist and a general practitioner. The good news Sentences for the cases ranged from 3 to 5 years imprisonment, suspended for 5 years. The court ordered them to pay back the quantified amount, combined with correctional supervision and community service. The impact of fraud, waste and abuse For the same period, Bonitas obtained convictions with the Health Professional Council of South Africa (HPCSA), where two healthcare practitioners were struck off the register, based on the reported cases of fraud. The practitioners were a clinical psychologist and a registered counsellor. 'About R10 billion is lost to fraud, waste and abuse (FWA) in the healthcare industry annually – which amounts to about 15% of claims being fraudulent," Kenneth Marion, Chief Operations Officer of Bonitas Medical Fund says. "This money could be used to add value and increase benefits to our members'. Page 20 The Fund has observed a decrease in quantified amounts of fraud, waste and abuse for quarter four of 2018. The decrease can be attributed to the analytical tool that identifies the outliers, as well as sanctions that are applied by the Fund against healthcare practitioners who are involved in irregular claiming patterns. ‘The repercussions of fraud are widespread and it has a direct impact on every member of the Fund,’ says Marion. ‘Medical schemes are not-for-profit and are in fact owned by their members. So when the Scheme is defrauded, it impacts funds to pay for claims and can contribute towards increased premiums. What is medical aid fraud? According to Section 66 of the Medical Schemes Act, medical aid fraud, committed either by a member or a healthcare practitioner, is a criminal offence which carries a fine, imprisonment or both.