THE IMPORTANCE OF BOAT INSURANCE
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navigating peace of mind
THE IMPORTANCE OF BOAT INSURANCE
BOAT / PWC
Embarking on the open water is an exhilarating experience fi lled with the promise of adventure and relaxation . Whether you ’ re a seasoned sailor or a weekend cruiser , safeguarding your vessel with proper insurance is not just a choice — it ’ s a necessity . Explore the reasons why every boat owner should prioritize boat insurance for a worry-free voyage .
Unpredictable waters The open water can be unpredictable�with unexpected storms , collisions , or other potential accidents . Boat insurance can give you fi na ncial protection if there is damage to your vessel , providing coverage for repairs or replacement .
Damage and injury Accidents on the water can result in damage to other boats , docks , or even injuries to passengers . Boat insurance offers liability coverage , which can pay for damages or injuries you ’ re liable for while boating , up to specifi ed limits , a nd lawsuit costs if you ’ re sued . This includes damage you cause to another watercraft or if someone on or near your boat is injured and you ’ re found to be legally responsible .
Theft and vandalism Unfortunately , boat theft and vandalism are realities that boat owners face . Boat insurance has comprehensive and collision coverage that can protect you against events outside of your control , including theft and vandalism .
Incurred medical payments Accidents on the water may lead to injuries for you or your passengers . Boat insurance offers a range of optional medical payments coverage limits , helping to cover medical expenses if you are in an accident or someone is hurt on your boat , regardless of fault .
Peace of mind for fi na ncing If you fi na nced the purchase of your boat , most lenders require insurance coverage to protect their investment . Having boat insurance not only fulfi lls these requirements but also gives you peace of mind knowing that your fi na ncial interests are safeguarded .
Progressive Casualty Ins . Co . and affi lia tes Coverages subject to policy terms and conditions .
Navigational flexibility Some water municipalities and marinas may require proof of insurance for docking or accessing certain areas . Boat insurance allows you the flexibility to explore different destinations without worrying about entry restrictions .
Emergency towing and assistance Progressive boat insurance can include optional Sign & Glide ® On-Water Towing coverage . If your boat is disabled or breaks down on the water , Sign & Glide ® pays for on-water towing , jump starts , soft un-groundings , and fuel delivery .
Wreckage removal If your boat sinks , Progressive boat insurance will cover the cost of removing your boat from the water ( if removal is legally required ).
Investing in boat insurance is not just about protecting a valuable asset ; it ’ s about safeguarding the memories , experiences , and joy that come with your on-water adventures . Don ’ t let unforeseen circumstances disrupt your journey — navigate with confidence , knowing that Progressive boat insurance has you covered . Ensure a smooth and worry-free voyage , because when it comes to your boat , peace of mind is the ultimate luxury .
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Go to progressive . com to learn more .