Bermuda Parent Bermuda Parent Fall 2019 | Page 37

HAPPY MOMENTS Nursery and Preschool Where Your Child Learns for a Brighter Future Located at 69 North Shore Rd, Hamilton Parish. Serving families in the Eastern Parishes and beyond since 1998. • Legacy Generator: This plan will give your child more coverage and a greater cash value in the later years of the policy – preparing them for a comfortable retirement. Parents, or grandparents looking to take advantage of these benefits could purchase a Wealth Generator plan with a guaranteed 20-pay option. With this coverage, your child’s policy will gener- ate a substantial amount of cash value over time. When your child is ready for college, the cash value which has accumulated in their policy could then be used to help pay for their school fees and living expenses. Should your child be fortunate enough to earn a scholarship, you will have the option to continue depositing the dividends into the policy each year to keep growing the cash value while they are in school. Upon graduation, these funds could then help give your child a financial head start in life. Not only will this policy help generate a large amount of capital for your child, the policy will also be completely paid for in 20 years! Once your child reaches 18 years of age, the policy ownership may be transferred to them. If the policy is less than 20 years old at this point, the responsi- bility of paying the remaining policy premiums will be transferred to them as well. Even if you currently have no children, now would be the perfect time for you to take advantage of this coverage for yourself! If you were to take out coverage under a Wealth Gen- erator plan today, the cash value could grow in your policy until the day you decide to have a child. At this point, you would have additional funds avail- able to help manage your increased expenses and responsibilities. When it comes to life insurance plans, however, one size does not fit all. At Freisenbruch-Meyer, we can help you find the perfect balance between your budgetary constraints and the benefits our life insurance coverage can provide, to ensure your various goals and objectives can be met. For more information, or to schedule a consultation, contact Damir Armstrong – one of our knowledgeable life insurance advisors – at 294-4616 or darmstrong@ fmgroup.bm. He will conduct a comprehensive analysis of your current financial situation in order to gain an understanding of your dreams and aspirations for the future, and help you choose a plan that best suits your personal needs and your budget. Your child‘s day is comprised of opportunities to build an excellent foundation for the early years of education. Our approach to teaching provides our children with sound moral principles, exploratory learning, early literary skills, monthly Early Years programs with the Bermuda National Gallery, Bermuda Gymnastics, Music Classes with Simons Music School and Spanish. Teachers Qualified ECE, First Aid & CPR Certification, SCARS Trained and Vetted Staff. Accepting students 18 months to four years of age. Hours: 7:30 a.m. - 5:30 p.m. Currently accepting applications 2019/20. Contact us at 737-8385 or [email protected] mybermudaparent.com 35