Bed & Breakfast News Issue #47 Summer 2019 | Page 27

Visit our website: | bandbnews.co.uk | 27 Time to retire the shoebox of receipts overcome this issue by taking attaching photos of receipts to transactions or issuing invoices electronically straight from their smartphone. This will remove some of the stress of having to keep receipts and other documents in a safe place until they are ready to be submitted as part of a tax return. It also allows them to store everything in one place which is easily accessible. Increased visibility MTD will also give small hotel owners greater visibility of how their business is performing. At the moment, they often rely on cash machines to give them an overview of their finances. However, this isn’t a true representation of the current situation. All bank statements or cash machines show is how much cash is currently in the account. They don’t take outstanding outgoings and tax deductions into consideration. With the adoption of the accounting software necessary for MTD, owners will gain a more accurate view of their accounts, rather than just their cash situation. They may even get instant notifications on incoming or outgoing transactions, a major benefit for people who are used to waiting days for pending transactions to turn into actual transactions. With this increased transparency and visibility of accounts, they will have a better awareness of how much cash is really available to them and avoid getting into debt by withdrawing more cash than they technically have at their disposal. Mobile accounting Nobody likes the thought of doing their tax returns at the kitchen table. For busy owners of B&Bs and guesthouses, this isn’t typically a convenient approach and the time spent completing the process will inevitably be a big distraction from their daily routine. Although the move to MTD has been viewed by many as a negative, it actually provides owners with a great opportunity. Reducing the amount of time spent on financial admin means that they can spend more time on their business. Adopting accounting software at this stage also allows owners to not only meet the current demands of MTD but also get valuable time back while saving money at the same time. With many of these benefits visible in the short- term, making the move to MTD sooner rather than later is likely to be the right decision.