Be Inspired Magazine 5 | 页面 14

14 BE INSPRED, JANUARY 2014 YOU LACK MONEY MANAGEMENT SKILLS You don’t have a money saving or management plan. You usually don’t even think of it on payday. Not only you, but almost every one of us don’t think about managing our money wisely. We don’t calculate our regular income before we start spending. An unwise financial management plan leads to hardship. YOU DON’T HAVE ENOUGH MONEY STASHED AWAY Bad days come. You try your best to avoid it. You don’t like to admit that you may have to face the days without money. With job losses, unplanned accidents, illness, or any other of life’s unexpectancies, credit cards are not the way out. It only increases your credit card debt and adds more interest to your loan, but it won’t make you rich. YOU DON’T LIKE TO INVEST You don’t have a money saving or management plan. You usually don’t even think of it on payday. Not only you, but almost every one of us don’t think about managing our money wisely. We don’t calculate our regular income before we start spending. An unwise financial management plan leads to hardship. YOUR MONEY RUNS SLOWLY When you’re not a smart investor, your money will run slowly. That means you will get a smaller return what your investment actually can actually bring. Even though you save some money, it’s for the next new gadget on the market. And that’s why you’re not rich.